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Privacy Policy

Last updated: March 22, 2026

This Privacy Policy describes how 2nd Chance Financial, LLC ("we," "us," or "our") collects, uses, and shares information about you when you visit https://www.2ndcf.com (the "Site") or contact us directly. By using the Site, you agree to the practices described in this policy.

This Site is intended for institutional counterparties and business contacts. It is not directed toward consumers whose accounts may have been purchased by 2nd Chance Financial, LLC.

1. Information We Collect

We collect information you voluntarily provide when you submit our contact form, including:

  • Full name
  • Company or institution name
  • Email address
  • Phone number (if provided)
  • The content of your message or inquiry
  • Your marketing communication preference (opt-in status)

We also automatically collect certain technical information when you visit the Site, including your IP address, browser type, operating system, referring URLs, and pages visited. This information is collected through cookies and similar technologies managed by our consent platform, Termly.

2. How We Use Your Information

We use the information we collect to:

  • Respond to your inquiries and provide requested information about our services
  • Send marketing and promotional communications, where you have opted in to receive them
  • Improve and administer the Site
  • Comply with applicable legal obligations
  • Prevent fraud and maintain the security of the Site

3. Marketing Communications

If you opt in to marketing communications via our contact form, we may send you occasional updates and information about 2nd Chance Financial, LLC. You may opt out at any time by emailing us at info@2ndcf.com with "Unsubscribe" in the subject line. We will process your request promptly.

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to operate and improve the Site. You can manage your cookie preferences at any time using the Consent Preferences link in the footer of our Site. For more information, please see our Cookie Policy.

5. Sharing of Information

We do not sell, rent, or trade your personal information to third parties. We may share your information only in the following limited circumstances:

  • Service providers: We use Web3Forms to process contact form submissions. These providers process data on our behalf and are bound by appropriate confidentiality obligations.
  • Legal compliance: We may disclose information where required by law, regulation, or valid legal process.
  • Business transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

6. Data Retention

We retain personal information for as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required by law. Contact form submissions are retained for a reasonable period to support ongoing business communications.

7. Security

We implement reasonable technical and organizational measures to protect your personal information from unauthorized access, loss, or misuse. However, no transmission over the internet or electronic storage system is completely secure, and we cannot guarantee absolute security.

8. Children's Privacy

The Site is not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected such information, please contact us and we will delete it promptly.

9. Your Privacy Rights

Depending on your state of residence, you may have the following rights regarding your personal information:

  • The right to know what personal information we collect and how it is used
  • The right to request deletion of your personal information
  • The right to correct inaccurate personal information
  • The right to opt out of marketing communications

These rights apply to residents of California, Virginia, Colorado, Connecticut, Utah, Texas, Oregon, and Montana, among other states with applicable privacy laws. To exercise any of these rights, please contact us at info@2ndcf.com.

10. Do Not Track

Our Site does not currently respond to Do Not Track (DNT) browser signals. You may manage your tracking preferences through our Consent Preferences tool in the footer.

11. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will update the "Last updated" date at the top of this page. We encourage you to review this policy periodically. Continued use of the Site after any changes constitutes acceptance of the updated policy.

12. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us: